Thinking about purchasing a house in 2018? It's not something you can just dive right into. Joe Zeibert, Senior Director of Products, Pricing & Credit for Ally Home Loans, and Ed Powell, the company's Senior Director of Consumer Sales, join Your Cheddar to discuss the steps you need to take to prepare for home ownership.
The Ally Home Playbook provides information on the types of loans, down payments, closing costs, and other financial considerations home buyers need before selecting a lender. Plus, it helps first-time homebuyers determine what type of loan is best for them.
But what factors go into a mortgage approval? Powell talks about the three Cs: capability, credit, and collateral. These are the areas your loan officer will look into, so shopping around for an experience person you trust is also extremely important.
AI, BNPL and new digital tools are reshaping holiday shopping. PayPal’s Michelle Gill shares survey insights, tech trends, and tips for smarter spending in 2025
'The Chair Company' blends sharp satire with workplace conspiracy. Lake Bell joins us to talk its corporate themes, quirky characters, and why viewers love it!
It's a tough time for the job market. Amid wider economic uncertainty, some analysts have said that businesses are at a “no-hire, no fire” standstill. At the same time, some sizeable layoffs have continued to pile up — raising worker anxieties across sectors. Some companies have pointed to rising operational costs due to U.S.'s new tariffs, while others have redirected money to artificial intelligence investments. Workers in the public sector have also been hit hard. Federal jobs were cut by the thousands earlier this year. And many workers are now going without pay as the U.S. government shutdown has now dragged on for more than a month.
