For decades the road towards homeownership and generational wealth for black families in the U.S. has been a challenge and daunting task. Despite a number of changes that have been made to decrease disparities in the housing market, the gap between white and black families owning a home still exists. New York City in particular is seeing a major decline in the number of African Americans who own a home. Several black families say that ongoing obstacles such as gentrification, lack of inventory, and lending policies have pushed them further away from either becoming first-time homeowners or forcing them to sell their homes. Chief Engagement Officer at Impact Shares Marvin Owens, joined Cheddar to discuss more.