Payments and Buy Now, Pay Later platform Zilch recently launched in the U.S. The startup offers a virtual Mastercard that lets users split up payments into four installments over the course of six weeks, with no interest fees or late charges. Zilch’s arrival in the U.S. comes after the startup grew to over two million customers in the 18 months since it launched in the U.K. The company is launching in the U.S. with over 150,000 pre- registered customers and a new headquarters in Miami. Philip Belamant, CEO of Zilch, joins Cheddar News' Closing Bell to discuss.