FICO has introduced a new type of credit score as the coronavirus pandemic rages across the U.S. The FICO Resilience Index aims to determine someone's ability to pay bills on time, even during times of economic uncertainty. The system ranks consumers on a scale of 1 to 99, with lower being better or more resilient. Ted Rossman, Industry Analyst at, breaks down what role will the Resilience Index play when it comes to being approved or denied a loan or credit increase.