Income share agreements are growing in popularity as a way to pay for higher education and job-training programs. It’s when a participant receives funding for their education or training in exchange for giving the lender a portion of their income in the future. But as with most agreements, there are risks involved. Rebecca Ryan, economist, futurist, and founder of NEXT Generation Consulting, breaks down the pros and cons of an agreement like this, and what factors to consider before entering into an ISA.