This week IBM announced that it's launching a new blockchain technology. The company teamed up with KlickEx Group and the Stellar Foundation to design a universal, cross-border blockchain payment solution that reduces the time it takes to make payments, and streamlines everything to one network. Jesse Lund, Vice President of blockchain market development at IBM, joins Cheddar to discuss the new technology. Lund also gives his take on the future of cryptocurrency, and why IBM, at this point, has focused on blockchain tech.