The holiday shopping season is upon us, but this year is unlike any in recent memory. With many Americans strapped for cash, people are wondering: what's the best option to get gifts for your loved ones? The company Klarna may be the perfect solution. Klarna is a leading global payments provider and shopping service that offers customers "buy now, pay later" options for many different brands. We discuss the company's unique model (and their hilarious commercials) with David Sykes, Head of Klarna U.S.