Personal finance news of the day: The VIX hits a 23 year low, plus Nicki Minaj is the latest celebrity to pay for fan's student debt. My Fab Finance CEO Tonya Rapley on the intersection between love and money. LiquidNet CEO Seth Merrin on his new book "The Power of Positive Destruction." We team up with Ally on the tools to use to save up for a rainy day.