These are the headlines you Need 2 Know for Thursday, January 16, 2020:

Hena Doba and Jill Wagner get into the latest.

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Stretching Your Dollar: How to Avoid Student Loan Scams
Payments are restarting for student loan borrowers but the FTC is warning about in increased risk of getting scammed. Leslie Tayne, founder of Tayne Law Group, joined Cheddar News to provide tips on how to avoid scams amid confusion over payment plans and restarting dates.
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