You've found your dream home, your offer has been accepted, and now it's time to close. But before you do that, there are some fees you need to prepare for. Closing fees are standard in the home-buying process. They cover costs such as appraisals, taxes, and inspections. The total fees that you owe may change throughout the home-buying process. However, a general rule of thumb, according to SmartAsset.com, is that closing fees will run you about 2-5% of your home's purchase price.