Thinking about buying a home but not sure where to start? You may want to think about applying for a mortgage. Maggie Leigh Marshall, Licensed Associate Real Estate Broker, joins Your Future Home to discuss what paperwork is needed to get a mortgage and how to present the best offer possible.
There is a very big difference between being pre-approved and pre-qualified for a mortgage. Marshall talks through what each step means and explains why it's so important to make sure you are pre-approved before jumping into the housing market.
Plus, what do sellers want to see in an offer? Marshall says you need to provide proof-of-funds and a good debt/income ratio. For a reference, she believes your debt shouldn't exceed your income more than 30%. However, the lower the number is the better chance you have to be approved for the house.
This year's winners of the I Love My Librarian Award, $5,000 honors presented by the American Library Association, took on a lot more than selecting books and fighting bans.
Actor Jonathan Majors has been convicted of assaulting his former girlfriend during a confrontation in New York City earlier this year.
Nicki Minaj just reached a milestone that no other woman in rap has reached.
Jack Harlow is making his way to the Metaverse, as the rapper is set to perform a VR concert that will be accompanied by a documentary.
A Utah mother of six who gave parenting advice via a once-popular YouTube channel called “8 Passengers” has pleaded guilty to four counts of aggravated child abuse for abusing and starving two of her children.
During an appearance on The Tonight Show, Jessica Chastain recalled a time when Taylor Swift emailed her a curated breakup playlist.
Nicola founder Trevor Milton is set to be sentenced in a New York Court on three charges related to defrauding investors.
Pope Francis has formally approved allowing priests to bless same-sex couples.
Vogue magazine shared an extensive list of the top memes this year.
Ben Zoffness, founder of Zoffness College Prep, shares some creative tips to keep kids' minds on learning during winter break.
