People are using apps more than ever to help manage and save their money, and it's hard to know which ones work best. We recently sat down with Insider financial correspondent Jennifer Streaks to help us break down some of the best apps out there right now. 

<div class="block">People are using apps more than ever to help manage and save their money, and it&#39;s hard to know which ones work best. We recently sat down with Insider financial correspondent Jennifer Streaks to help us break down some of the best apps out there right now. </div>
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Wake Up With Cheddar

Stretching Your Dollar: Best Apps for Saving Money on Everyday Purchases 

And now to stretching your dollar, people are using apps more than ever to help manage and save their money. And with so many apps out there, it's hard to know which ones work best for what purposes. We recently sat down with financial correspondent Jennifer Streaks to help us break down some of the best apps out there right now. Take a look. Let's start with apps for everyday purchases that help you with those long term savings. Tell us about that. Acorns is a really good app. It helps you by rounding up your everyday purchases. Just think about how much spending and shopping that you do and if you could round that up and put it into your account, you would save so much money in no time. I actually use this app myself all of a sudden, there's money out of nowhere and I'm like this was such an easy way to start saving. So let's talk about this one called digit. This is really for people who are needing help with budgeting on the day. Yes. The thing with digit is that it goes through your account and it looks at all of your spending and it says, hey, you can save $25 today or you can save $5 a day and it automatically takes it out and puts it into a digit app. Now, how easy is that then? That's less work for us. Exactly. Budgeting for big goals, like a vacation down payment on a home, for example. Yes, I think that is the capital app with a Q. Ok. It helps, it helps you save for your goal. Vacation travel, even a phone automatically takes it out once again, set it and forget it. And the next thing you know, you're on your way with saving. We've also seen sort of the rise of the cash advance apps out there. The chimes of the world and stuff like that who really gained a popularity. Yeah, they have, I mean, chime has really been advertising a lot and I think if you're in an emergency situation, that's great. But what you don't want to do is find yourself taking advantage of the fee free $200 overdraft protection too much because you don't always want your account in the negative. But it's a great app. If you run into an emergency, there are apps that help you repay debts like coins with A Q, right about that. So they do the same thing as acorns except it goes towards your debt. So they're gonna go through and round up your purchases, pull that savings together for you and put it directly on your debt repayment. So it makes debt repayment now easy as well. All of these apps, the main thing about them is to set it and forget it. Yeah, that you can do and it gets saving, it makes a saving a habit for you. Now, one of the thing that's great about these apps, they're free, but there's a lot of a catch to a lot of these apps as well in terms of the fees that start to pile up over time. So, what should people really be looking out for here? Well, they all start off with that intro period. It seems like maybe up to six months even, but at some point that $45 a month is gonna kick in. So you really wanna be on the lookout for that. I love that. All right. Thank you to Financial correspondent Jennifer Streets. We appreciate it, Jennifer. Thank you.