Everyone is talking about FinTech, but what is it, and what does a FinTech company look like? Frank Chaparro, Finance Reporter at Business Insider, talks about which industries are lagging in adapting to the space. He believes wealth management and insurance companies need to step up the pace. He also says millennials are all about spending money on avocado toast; young adults are in touch with their money and are making smart investment decisions and it could be thanks to FinTech.