Clade is one of the newest social networks that you probably cannot get on. It's for the top 1% of the wealthiest and most influential investors and philanthropists. It is also invite-only. Jonathan Lipton is the founder and CEO of Clade. He joins Cheddar to explain how the app is changing the world of private banking. Clade is enabling connections between wealthy individuals, who can then choose to partner with one another or invest in one another. When asked if the app continues the trend of people at the top only helping people at the top, Lipton explained that the work covers multiple industries and philanthropic causes. Clade has been available for a couple of weeks, and has already produced some successful partnerships.