Barry Choi, Personal Finance & Budget Travel Expert at "Money We Have," joins Your Cheddar to chat about affordable travel. He encourages people to plan vacations well in advance and avoid traveling on very busy days, such as Christmas. He also talks through the differences between booking an Airbnb vs. a regular hotel and how millennials have impacted the travel industry. Hint: they really like eating and Instagramming! Plus, how can you keep your money safe while on vacation? Choi says to never keep your cash and cards in the same place! Spread them out in hiding places around the hotel room and never keep them all in the same pocket. He also urges people to pay for travel insurance. Many people ignore this aspect of travel but it's essential in order to feel safe while on vacation. He says you can ask your employer if you can get it through work or your credit card company.