Companies are giving more attention to special financing offers than ever before. And it might make sense, considering the benefits to both merchants and consumers. Buyers can make payments on their own terms, while businesses don't have to worry about chasing down payment. It's something that's even more relevant heading into the holiday season. Consumers are about to spend more than they have all year, while merchants are primed to head into the calendar's busiest season. PayPal Credit helps turn browsers into buyers. About 77% of millennials are more likely to make a purchase with flexible payment terms. An additional 40% of PayPal Credit users say they spent more online because the service was available. We discuss the easy steps all merchants can take to add PayPal Credit's options and banners to their websites before the holiday retail rush.